[neojebfkekeej]

This is flawed. Early retirement and balance are not mutually exclusive.

Early retirement requires doing things a little differently than the average. Luck is always a factor, but you want to stack the cards in your favor.

[brailsafe]

My comment was somewhat flippant, but I don't believe this to be true, unless luck is very in your favor. It means you have to be rather miserly, and misers have a negative vibe about them for a reason.