[N00bN00b]

I've been using it for well over 10 years now.

Sometimes I want to spend money on things that I think are morally right, but the credit card companies/paypal won't let me buy.

You can search for lists. I'm doing things that aren't even on most lists (things like buying medication - not drugs - at a discount). A good consumer will never be in that situation, they'll stick to the paths well traveled and stick to whatever laws they happen to think exist and apply to them (often without actually checking those laws or applying civil disobedience to laws they don't agree with).

An independent mind will sooner or later get into situations of wanting to do things that the established corporations don't want you to do and then you'll find out how little you can actually do with your corporate approved currency.