[xwolfi]

Well I can give me my case then, I was raised in Normandy by a familly of small shop owners, went to the local college paid by taxes and now work in an investment bank in Hong Kong.

I feel the problem is not that college is useless even if massively used, but maybe the american pricing of education is not aligned with expected returns, as you pointed out. It's far from mandatory in the countries I know to take a big loan for studies. Usually it's even more everyone else struggling to pay taxes for you to go.

[visaals]

Agreed! This dilemma could be solved if college was much cheaper. Another commenter mentioned his annual tuition in Italy was about 2k euros which is unheard of here in the states... It's hard to have a negative ROI at that point.