[niyaven]

> I believe merchants are not allowed to charge extra for visa or mastercard, but there is a hefty commission payed to them. This is not the case in India but is the case in other markets, yes. The IRCTC (national railway company) is for instance displaying it and the customer has to pay fees depending on the selected payment option. Some actors even hide this amount until you reach the page asking you for an OTP! I don't think it's necessarily done with malicious intent, but it exists.

Sometime you won't see Visa or Mastercard but instead "Debit Card" and "Credit Card" vs "Rupay" for instance.

[naruvimama]

But IRCTC is a behemoth (though it is publicly listed).

We are talking about smaller merchants, would they be able to get away with the same?