[yibg]

Maybe also depends on the background of the poor person. I grew up poor. Definitely in the bottom 20% of income or wealth. However my parents were both very educated (immigrants), valued education, and I had a stable family life. I did well in school, went to university and am now moderately successful financially.

But I can see someone with a similar financial background, but growing up in a family that didn't value education, perhaps single parent working all the time struggling much more to get ahead.