[adam_arthur]

But the fees are taken from people speculating in crypto to make money.

Even though these are "fees" or "loans", the purpose is strictly speculation. It's not driven by intrinsic value, but people attempting to make money via speculation.

If I take a loan for a house, I can live in it. That's intrinsic value.

So the system only works to the extent that people are willing to pay for tokens without intrinsic value. Does not seem sustainable to me

[TimJRobinson]

I don't particularly care why they're trying to trade the markets, or if they're providing intrinsic value, but I'm happy to invest money and collect 20-30% dividends from them.

If everyone suddenly decides they don't want to trade any more, then I'll find somewhere else to invest my money.