[lui8906]

> Yield is meaningless without knowing risk. What is the expected default rate under adverse economic conditions? Are borrower credit ratings available from independent sources? What is the counterparty risk for the lending aggregators and sources?

100% agree, I hope my comment didn't paint it as if there is no risk. In terms of default, virtually all borrow lend dApps currently are overcollatoralized so if the borrower defaults, they are liquidated and I will be made whole.

> Chasing yield is a recipe for disaster.

Kind of a bizarre and baseless statement? Why should people not earn yield on their capital? We are all constantly losing purchasing power to inflation, it makes absolute sense to earn yield to negate this.