| Here's references, although it looks like Ally and USAA have started charging fees since I looked. HSBC offer free wires for Premier customers. [1] IBKR offers the first domestic wire per month free, subsequent $10. [2] Schwab also offers 1 free per month for qualified customers. [3] Fidelity offers free wires. [4] FTX offers free wires ("We are not currently charging for wire deposits or withdrawals.") [5] Chase Premier Plus and Sapphire checking do not charge wire fees. [6] TD Bank offers 1 free wire transfer per statement cycle. [7] Citigold accounts offer free wires. [8] CIT Bank depending on balance. [9] They're not always free, to be sure - most of the low-end accounts charge for them, but then, those low-end accounts charge for practically everything. That said, TD Bank, Fidelity, Schwab, IBKR all offer at least 1 free wire per month for all customers. If you have any meaningful balances or monthly income, you shouldn't ever pay for wires. Every retail bank offers free wires for qualifying customers to the best of my knowledge. [1] https://www.us.hsbc.com/content/dam/hsbc/us/docs/pdf/deposit... p.3 [2] https://www.interactivebrokers.com/en/index.php?f=14718 [3] https://www.schwab.com/legal/schwab-pricing-guide-for-indivi... [4] https://www.fidelity.com/customer-service/choose-eft-or-bank... [5] https://help.ftx.us/hc/en-us/articles/360043579273-Fees [6] https://www.chase.com/content/dam/chase-ux/documents/persona... [7] https://www.feeds.td.com/en/document/oao/pdf/1_fees.pdf [8] https://online.citi.com/US/JRS/pands/detail.do?ID=WireTransf... [9] https://www.cit.com/cit-bank/resources/schedule-of-fees |