[hackerfactor1]

I had a similar experience with PayPal. Fortunately, I had created a separate bank account specifically for use with PayPal. After they blocked my account (for the heinous crime of having the word "Hacker" in my company name: Hacker Factor), I went to the bank and closed that account. PayPal ended up keeping the remaining balance of something like $1.

[justinzollars]

In my case a guy won an auction, bid (but did not pay) 30% over buying it brand new, and all of his reviews said "don't ship to this guy, he's a scammer". So I refused to ship, and they closed my account for it.