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by notable_chuckle
1658 days ago
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Are you me (with a few differences in coping strategies)? Stress levels certainly impact my urge to spend. Getting outside for a walk or hike is a good distraction. I use YNAB. I probably look at the budget too much. I force myself to sell things if it's reasonable to sell them when I want something new. I've sold many phones on Swappa and elsewhere. I have multiple credit cards and usually pay them off more than once a month. Something about having low balances on cards and in my checking account helps me reduce impulse buying. I have been trying to redirect the urge to buy something into putting the money into retirement accounts instead. Small purchases of things also helps me to avoid some big purchases. I buy nice things when I want something in a category. That limits the need to buy an upgrade later. |
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Going outside for a walk or hike is a great idea. I have a forest just a few minutes' walk away and have not been going out there enough. The less I go out the harder it seems to be to drag myself out there even as I can tell it is impacting my mood (and by extension spending habits). I might try and make it a point to schedule a 30 minute forest walk every morning or lunch.