Paypal doesn't, however. I wanted to switch bank accounts associated with PayPal and just... couldn't. That account is now dead, and I've switched to carrying a checkbook with me to settle up dinner with friends.
paypal also answers the phone for me; you need to set the phone call up from the web. the only time I call them is when I'm having a problem with ebay. So happy that I can use ebay without paypal now.