[dmitriid]

> Technology has a trend of destroying middleman industries, as they don't provide value and take a portion of the proceeds for themselves.

So, these middlemen that "don't provide any value" guarantee that: my money isn't stolen, that I get the apartment I was shown etc.

So, you've removed these middlemen. How exactly is your technology going to solve this?

> DeFi, in this case, is targeting the financial institutions because we now have technological means to replace banks and lenders.

No, you don't. With banks I can revert a fraudulent transaction (I paid, but the goods never showed up). How is defi solving this simple case?