[AnssiH]

> And, regarding fee: You are wrong - depending on the local jurisdiction (esp. consumer rights), a bank may for sure charge for processing SEPA SCT Instant messages.

They didn't say that banks cannot charge for SCT Instant.

They said that banks can't charge more for international than they do for domestic.

[ThrowAwayIRUK]

Then, your "universal sentence" is not matching, since you didn't mention the transfer way:

for sure i can charge you more for a SWIFT or T2 EU-transaction than i do for a SEPA EU-transaction.