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by homelessgolden 1672 days ago
UPI has been truly revolutionary for me here (in a mid sized city in India). I almost do not remember using Cash from the time the Pandemic started. 5 Years ago if someone had told me I could live Cash free for 18 months I would have thought that future is decades away in here. One point I would like to add is the recent changes with UPI Autopay have significantly reduced the friction of recurring payments. It is not made completely friction less as the India financial regulators believe that some friction in recurring payments flow is better for consumers even if it is worse for business.