| Close, In Germany for example most German stores have the following payment options: 1 You get an invoice and transfer money before shipping
2 lastschrift - vendor pulls money directly from your bank
3 Invoice ( rechnungskauf) - you order, get the product together with an invoice and you got 14days or 30days to pay.
4 Klarna
5 PayPal
6 Credit Card Amazon for example send me an invoice once a month for all the products I bought. The Lastschrift 99 percent of the cases does not check authenticity, since banks are required to get you the money back in case of fraud, and since only German banks support Lastschrift, the vendor using lastschrift will be also using a German banks. This making unrecoverable fraud impossible. And about option 3, package theft is no problem, since DHL FedEx ups, etc. All require a signature and are not allowed to leave the package on the door step. DHL brings the package to the post office or neighbour if your not home. Of course you can designated drop locations as well but they are not allowed to be in plain sight e.g. put it in the shed or something.
Bigger problem is here that people use your name with a fake address for purchases, and after the vendor contacts the police they give them your address based on name. Don't know how often it happens but it is not on scale to be scared off. Oh and in case your login data for a shop gets stolem by scammers, if they change the delivery address German stores require that you reenter payment info to prevent fraud. |