Unfortunately, that depends on the implementation of security the bank adopted. I assume you are mentioning a detail in the PSD2 directive. The banks, especially after national legislation following the directive, may adapt but not overlap it.
Take as an example the rule in the directive, that NFC based payments should require PIN based confirmation every five transactions: not all banks implemented this.
Unfortunately, that depends on the implementation of security the bank adopted. I assume you are mentioning a detail in the PSD2 directive. The banks, especially after national legislation following the directive, may adapt but not overlap it.
Take as an example the rule in the directive, that NFC based payments should require PIN based confirmation every five transactions: not all banks implemented this.