Maybe the comment changed or I just skim-read it, but I'm not sure I understand now.
Anyway, in the UK billing name & postcode are/can be verified on card payments.
Bank transfers no basically never happen, too manual; exception being something like (Transfer)Wise - you set it up online, then transfer to their account in local currency, they transfer out of their account in another country to your intended recipient account in that local currency.
Direct Debits are a common ~'bank transfer' but recurring way of paying for utilities & subscriptions here though. Can (and these days normally would) be set up online.
Anyway, in the UK billing name & postcode are/can be verified on card payments.
Bank transfers no basically never happen, too manual; exception being something like (Transfer)Wise - you set it up online, then transfer to their account in local currency, they transfer out of their account in another country to your intended recipient account in that local currency.
Direct Debits are a common ~'bank transfer' but recurring way of paying for utilities & subscriptions here though. Can (and these days normally would) be set up online.