[ab_testing]

I think deleting wallet will have the unintended side effect that you now cannot use Apple Pay with a 3rd party credit card . So even with an iPhone you would have to take out your credit cards to pay in store and cannot use touch or Face ID to pay in apps.

[echlipse]

You can still pay for apps with touch id. That payment system is separate from Apple Pay.

I'm from India. I don't think Apple pay will be a success here anymore. People here mostly make UPI transactions.

[whyenot]

Wallet is also good for holding things like boarding passes, Clipper (transit card), passes to things like the SF Conservatory of Flowers, and your Covid Vaccine record. I would think twice about deleting it. It's actually kind of useful.