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by philgoetz
5405 days ago
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Home buyers are systematically better at planning for the long term than bankers, because most bankers don't plan to be working at the same bank 30 years from now - or, if they do, they don't expect to be held accountable for the loans they approve today in 20 or 30 years. Otherwise, what banker in the nation would offer 30-year fixed-rate mortgages at 4.25%? |
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