[xmprt]

In what way do you need to be young and rich to ride a bike? Cars are significantly more expensive than bikes by almost 2 orders of magnitude. And people can ride bikes well into their 60s. In the Netherlands, old and disabled people are allowed to use small single passenger electric vehicles in the bike lanes. Meanwhile you can't drive a car until you're 16 which seems like a bigger problem for child development. The restrictions you've listed are only problems in the US because of how exclusive riding bikes is in the US. It's too dangerous to be used for anything other than leisure or exercise for most people.