[jorgeortiz85]

I don't know what point you're trying to make.

The article clearly explains that the political pressures came from Fannie Mae itself. It wanted to lower its lending standards, but was barred by Congress from doing so, presumably because the US Govt was implicitly guaranteeing Fannie's debt. According to the article, Fannie Mae's lobbyists came up with the "affordable housing" campaign to pressure Congress into letting Fannie lower its lending standards.

Congress didn't "force" Fannie Mae to make bad loans. Fannie Mae "forced" Congress to change the law so that Fannie Mae could make bad loans.

[DenisM]

I think it's a brilliant hack. Now we know who ''they'' are.