Hacker News new | ask | show | jobs
by grvdrm 1674 days ago
@corradio - would be interesting to chat with you about your ideas/goals.

I don't work in climate tech but adjacent to it: property insurance. We spend a lot of time thinking about ways to mitigate losses from a variety of natural catastrophes. Some of the increased frequency/severity is increasingly thought to be from climate change. I won't go into that here.

There are a lot of contradictions. Insurers are paid to take risks but increasingly move away from those risks. But the actual events - wildfires, floods, etc. - affect people and businesses every year. Coastal property is at risk from sea-level rise, and sunny-day flooding is common in Miami and other places.

So, I wonder if what you might focus on instead is tech that helps fill some of those gaps. Offer products that help folks buy protection for things that an insurer might not cover unless you give them a lot of cash. Do it more cheaply with tech, if possible. Private flood already exists, but I still think there's a lot of opportunity and runway for other folks in that market. Floods and the other perils are increasingly climate-related problems that people can touch and feel. They cause damage. They upend lives and businesses.

Other folks are tackling wildfire insurance, tornado insurance, and etc. A couple of examples: https://solainsurance.com https://ourkettle.com