Do you have numbers for that? Even the comfortably insured in the US have to pay a fee when they visit a doctor, typically around $35 for GP and $100 or more for a specialist.
My last 5 insurers had copays between $0 and $20. Same price whether it's a specialist or primary care.
If it's an HMO, often it's just free entirely. PPO plans tend to have a small fee -- it's never been enough that I've given it a second thought -- and have wide coverage with few limits.
My wife and I never pay a fee to see our doctors. I pay $30 for sick visits for my kids. $100 seems really high. I’ve only had something like that for a test.
If it's an HMO, often it's just free entirely. PPO plans tend to have a small fee -- it's never been enough that I've given it a second thought -- and have wide coverage with few limits.