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by j_mo
1677 days ago
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Yes, a few banks now offer 95-100% LTV mortgages for first time buyers. In our case, the bank required a savings account containing a 10% deposit in the name of a family member, which is returned to them with interest after 3 years (unless you fall into arrears). ~50% of that money was our own savings and the rest was from parents savings, which allowed us to get on the property ladder with ~1yr less saving and no cost to our families after the 3yr period. |
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