[rodiger]

Many people in the world don't have access to a functioning financial system- what's the benefit in building one?

[mleonhard]

Private companies already build functioning financial systems cheaply. Many companies in developing countries have deployed electronic payments that work on cheap feature phones via SMS and WAP. They have massive adoption by the unbanked. None of these systems use cryptocurrency.

https://en.wikipedia.org/wiki/M-Pesa

https://en.wikipedia.org/wiki/Mobile_banking#Mobile_banking_...

[dbmikus]

Reductio ad absurdum, many people don't have access to computers, so what's the benefit of computers?