[daenz]

I've been pursued by a collection agency for a bogus account with a very low value. The collections agency tacked on a ton of additional costs. Hundreds of dollars. Related to them processing the account, and said that I owed them for it. So my understanding of how it works, and maybe I'm completely wrong, that's possible too, is that collections agency stand to gain far more than just the original amount owed, if they can add their overhead costs to the account.