[vinaypai]

> Important clarification: they sold your account to a collections agency. They made more than what you actually owed them by doing that, which is probably why they did that.

Um, no. Collection agencies buy debt at a discount, and make a profit if they manage to collect the full amount. It would make no sense for them to buy debt for more than what is owed.

[daenz]

I can't edit my original post now, but I misread that the account grew from more than just $2 before it was sold. If the gym sold a $2 account to a collections agency, the collection agency buying it lines up with my experience of them tacking on hundreds of dollars in overhead costs when they try to collect.

[dec0dedab0de]

I think the point is that they didn't actually owe anything.