[MomoXenosaga]

You are paying for these "perks" and no I don't need insurance when I'm buying an electronic toothbrush from Amazon thank you very much.

[chrisseaton]

> You are paying for these "perks"

Everyone is paying for the perks, since prices are the same for everyone, but only the people with a credit card are getting them.

You're paying for their perks every time you buy with a debit card - it's madness to use debit.

[pandaman]

Unless you are getting a discount for paying with a debit card, you are paying for these perks too.

[skeeter2020]

not typically unless you carry a balance. The merchant pays regardless if you use a credit or debit card, only the rate changes.