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by ds 1678 days ago
No. You cant do anything to someones credit unless you have their SSN. Damn good thing thats the case also, if you happen to be named Jane Doe or Bob Smith.
1 comments

This is incorrect, see my other reply to you in the sibling thread.
Yup, the local city library dinged my credit report for late library fines ($18) and I had to clear it up to get a new mortgage. The library did not have my SSN.