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by bb101 1678 days ago
People with higher incomes can afford Amex's Platinum card, which includes good travel insurance, good customer service, access to a good hotel booking program, airport lounge access, boosted status with a few airlines, etc. Most places in the UK that cater to this segment also accept Amex.

However, it's a charge card and not a credit card, so it does need to be paid off in full every month.