[jl6]

Here's some data:

https://www.ukfinance.org.uk/data-and-research/data/cards/ca...

£16.9bn on credit, £61bn on debit.

I suspect credit card spending is much more popular than you are suggesting due to consumer credit act protections and cashback offers.

[Symbiote]

A huge number of replies arguing from personal experience, while the single comment providing data from a primary source is ignored.

Come on, Hacker News. You are supposed to be better than this — repeated discussions with the same "but in Europe" "I've do X so Y doesn't happen" comments is why I stopped reading Slashdot.

I've downvoted several anecdotes in this discussion. They contribute nothing to the discussion.