[zwaps]

In a way, it's even better than credit card: You can not set a limit - except contractually, but you can enforce it. You can do the charge-back yourself (via the Bank's website) within like 6 or 9 months of the transaction. This will cost the vendor a lot (relatively speaking) money and is pretty easy to do. However, if there is any doubt about who is right, an action like that will lead them to invoice you all associated costs, send it to collections and then a legal fight begins.

Which I guess why many businesses prefer Klarna or other payment processors. You login with your bank account and then wire the money to them, instead of them pulling the money. Then, no chargebacks are possible.