[chrischen]

While it’s possible Stripe implement this implicitly via their “fraud detection” machine learning model I’ve never heard of any blacklists currently being used and I operate an online retailer.

That being said you’d have to be purchasing from shady merchants quite a lot and using lots of chargebacks (and presumably losing them) to be blanketed.

[wayoutthere]

It was a few instances where a store crammed something in my cart, then ignored all contact when I requested to return them. So I ended up with both the money and the merch, which I suspect means they flagged me for “fraud”.

Needless to say I don’t shop at that store anymore.