[ftwynn]

I'm surprised to see a lot of people here skipping over why Zulip needs to write this article.

Building a chat app brings you pretty quickly into the digital identity and presence space. Regardless of getting involved with NFTs and ICOs and such, a wallet is a pretty adjacent concept to this domain. There's a reason a ton of chat apps currently offer some form of payments or payments integration. Venmo shows how hard it is to build "social" from payments, while the other direction is much easier to do because of network effects.