[petilon]

> Thank goodness for Obamacare

Yes, without Obamacare it wouldn't be possible for me to even imagine retiring early.

> Thanks to Obamacare, individual plans have the same coverage as employer plans.

Not quite. The network is usually smaller. Employer plans have a nationwide network. Which means that if you get a rare disease for which the best doctor is in UC San Diego, you can fly over there and get treatment. Most Obamacare plans have limited networks, for example in my area only in-state providers are on the network.