[midev]

> I can protect my own money, thank you. I do not need a nanny

I love when people out themselves as having never worked on anything significant. Yeah, sure, for your pocket change, I'm sure you can reasonably protect it. For any significant transaction, I want the ability to reclaim my money if the other side turns out to be fraudulent.

[epinephrinios]

> people out themselves as having never worked on anything significant I really don't understand how you jumped to this condescending conclusion.

> the other side turns out to be fraudulent Crypto is not here to protect you from falling victim to fraud. It is here to replace a faulty and completely outdated financial infrastructure. The same laws against criminals apply whether they use crypto or not.

[midev]

> I really don't understand how you jumped to this condescending conclusion.

If you believe that financial regulations are the "nanny", you probably only have a child-like understanding of things. In that case, condescension is warranted. It means you don't have the experience needed to comment seriously on the topic.

> It is here to replace a faulty and completely outdated financial infrastructure

Yet it performs worse in every measurable metric. How many transactions per second can Bitcoin sustain? Four, lmao.

> The same laws against criminals apply whether they use crypto or not.

One does not need to be a criminal for proper regulations to apply. Again, this is the immaturity of people commenting.

[dang]

Edit: after posting the below, I took a closer look at your commenting history and was shocked to see how frequently and how badly you've been breaking the site guidelines. That's definitely not ok, so I've banned the account. If you don't want to be banned, you're welcome to email [e-mail] and give us reason to believe that you'll follow the rules in the future. They're here: https://news.ycombinator.com/newsguidelines.html.

----

I'm late to this, but can you please stop posting in the flamewar style to HN and stop breaking the site guidelines? You did so extremely badly in this thread. "I love when people out themselves as having never worked on anything significant" is a bannable offense just by itself. No more of that, please.

I don't want to ban you, but we need you to post in the intended spirit of the site. If you'd review https://news.ycombinator.com/newsguidelines.html and stick to the rules going forward, we'd appreciate it.

[anotheraccount_]

@dang this is a pathetic response. HN encourages garbage comments and posts, but doesn't allow anyone to follow up. You think you're creating a safe space for discussion, but really you're creating an echo chamber of bad information.

The harm that bad information causes is incalculable, so no, I won't stop commenting on stupid posts. Perhaps you need to evaluate your responsibility to the world at large, and your role in supporting disinformation.

If someone believes that banking regulations are the "nanny", they shouldn't be allowed to comment on adult topics. Sorry not sorry.

Does it matter to you that you do more harm than my flames?

YCombinator just funded arguably the worst startup in history, Skip the Interview. Maybe you could do with a little dissension?

[dang]

Of course it's fine to have different views. What's not fine is to express them in flamey ways that break the site guidelines. It's not that hard.

[epinephrinios]

> If you believe that financial regulations are the "nanny", you probably only have a child-like understanding of things

Have you heard of the term "accredited investor"? That's 100% a "nanny" regulation that excludes poorer people from opportunities.

> Yet it performs worse in every measurable metric.

You jump to arbitrary conclusions. You probably did the same when it comes to Bitcoin that's why you say factually wrong things like in the comment. For example, do you understand what near-instant settlement means?

> One does not need to be a criminal for proper regulations to apply.

Ad hominem while stating the obvious. Yikes.

[dang]

Please do not perpetuate flamewars on HN.

https://news.ycombinator.com/newsguidelines.html