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by superfamicom 1685 days ago
I live in the US and had my debit card (number only, one of the bigger data leaks) stolen years ago and ever since then my bank will check every purchase with me over $300. It was really frustrating for years until someone else took my card (from another data leak) and was easily stopped and new card issued. I cannot imagine someone selling my home without involving me, or at the very least without several other of my personal contact methods also compromised at the same time.
1 comments

The Solicitor has no existing relationship with the real owner of the house. A bloke turns up and says they want to sell their house and has the correct Land Registry details and some ID, the solicitor does other checks and makes it all happen.

The illegal seller must have known that the owner was away for some time though because even if everything is ready, it usually takes at least 2 months to go through.

Vast majority of house sales involve at least one of

* an estate agent

* a mortgage company (on the purchase or the sale)

* involve a sale at a market rate

* involve parties that know each other personally (family etc).

To not have any of those surely should raise a warning flag that "this requires a little more investigation" than a forged driving license. This wasn't an abandoned house being sold after being empty for several years.

But surely the land registry has an existing relationship with the real owner of the land? Isn't that the entire point of the land registry, to be able to contact and deal with the person who owns a particular piece of land?
I purchased my property in 1989. Any contact detail for me in the land registry in NSW Australia would be the house where I lived and the phone number there. Neither would be valid and lead them to me specifically. I certainly have never had further contact with them or they with me. So if someone presents themselves as me with a government issued driver's licence at the property address they would be none the wiser. (You'd normally also need to present say a utility bill and a credit card to have enough points to prove identity)
The land registry could theoretically ask the tax office for current valid contact details, because the tax office is likely to be in closer contact with you...