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by JJMcJ
1699 days ago
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Possibly willing to buy collision is a proxy for a generally prudent driver. Also, skipping collision happens most often when driving a really cheap car, which can be a marker for a bad driver. Actuaries actually have numbers for this things, but I am just speculating. |
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It's a proxy for not being able to afford to fix or replace your car at the drop of a hat.
>Also, skipping collision happens most often when driving a really cheap car, which can be a marker for a bad driver.
Once again, just a proxy for money.