[Operyl]

Easy: you're not getting a 3090 at MSRP unless you're lucky.

[nightski]

Best buy has been doing physical drops on a monthly basis. I got one in the last drop @ MSRP, only waited in line for 30 minutes. It's worth checking out if you are looking for a card.

I will say though if you are in a large city this doesn't work as well, the lines are longer.

[Operyl]

They've not done these in my area, but indeed I am in a "big city," or at least the suburbs.