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by elmotri 1705 days ago
Let's do the math. So how does public health insurance work in Germany?

* There is a base rate of 14.6% from your gross that split between the employer and employee. The split is not important for our calculation as it will come out of the same budget an employer has for one employee I guess.

* Public insurance providers can demand an additional contribution that was on average additional 1.3 percentage points. The highest I could find is 2.5 percentage points extra.

* There is an upper limit. You only have to pay for your first 58050€ ($67564) a year. For everything you earn above that you do not pay more.

* Family members that do not work or do not earn more than 450€ per month are included for free

So that means from the money your employer has available to pay you a maximum of (14.6 + 2.5) * 58050 / 100 = 9927€ ($11556) a year or 827€ ($963) a month.