But a manual reviewer in Cupertino or elsewhere still gets access to your personal (possibly very intimate or otherwise private) photos. Privacy from law enforcement is hardly the only privacy that people value.
If you desire privacy, never upload your images to any cloud service that doesn't offer true end-to-end encryption of the data (that is, one where they do not have the key). Use a service where data is only decryptable on your own devices or devices that you personally authorize. Which is, presently, none of the popular services that I'm aware of.
It's even probably the right choice for a popular service to have made.
Full E2E encryption is going to trigger nightmare "I lost all my photos" customer-service stories when people forget their passwords... which is acceptable when you deliberately signed up for a service where security was the selling point, but not great for someone who bought a mass-market phone.
Yep. See the perennial complaint about Signal as a demonstration of that. They don't persist your messages across devices on privacy/security grounds. That's fine, it's why I use it (or one motivation for me to use it). But it's contrary to what many people expect from that kind of service.
Of course. But the second you enable iCloud Photo Library and want to upload your private photos to Apple's servers than you need to comply with their Terms & Conditions.
Which includes them scanning your photos for CSAM.
Right. Requiring exact matches for this kind of material is absurd as a single pixel change would foil any detection. So everyone, practically speaking, trying to detect it is going to use some form of hash algorithms. And every hash algorithm, by definition, permits potential collisions and false positives. Which is why any sensible program will use a manual review process before pushing anything forward to law enforcement. Apple's system, requiring ~30 matches, means that you'd have to have 30 or so false positives that also happen to look like CSAM to manual reviewers to end up getting a false case sent off to law enforcement.