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by mandelbrotwurst 1709 days ago
Legally?
2 comments

Often yes. And perhaps more importantly: you don't need a SSN to send a debt to collections or report it to a credit bureau (though of course it helps).
Legally shmegally. Just download one of the many troves of hacked databases. I'm sure you'll find the data you need somewhere. Or hire a 3rd party that does stuff on your behalf. Now you have plausible deniability in that you're the one not doing it.