|
|
|
|
|
|
by acjohnson55
1710 days ago
|
|
|
On top of that, even though banks aren't required to keep more than 8% of deposits in reserve, they are subject to loads of regulation on their balance sheet to ensure that they are well capitalized. The FDIC exists to stop a run on any bank, but the regulations exist to ensure that if a bank needs to be taken into conservatorship, the assets to bank the deposits will eventually be recoverable. |
|
|