[mkr-hn]

Are there any hidden traps in the free plan? I know they have incentive to onboard as many free users as possible since they get part of the card fee when you use it, but people get greedy even with an opportunity to make essentially free, effortless, and ethical money.

[renewiltord]

Only ever used the free plan. I don’t think it’s meaningfully different. Only problem is that some apps like ClassPass will decline.

[mkr-hn]

I made an account and moved some things over. Completely painless. I've seen it suggested a lot but I always assumed there was a monthly fee, so I never bothered. The 12 new cards a month on the free plan is already far more than I could realistically use.