[hk1337]

> The problem is the system.

The problem is the people. Everything else after that I agree with. For a completely free market to work 100% of the people would have to be moral, upstanding people.

A completely free, unregulated, market is an anarchocapitalist's utopia. Like how a working socialist government is a utopia.

Neither of those is realistic though, so we have a regulated free market.

[jessaustin]

Regulators are also people.