[eldelshell]

Just saying, check what a private health insurance costs in the US vs the UK. Even if the NHS is not the best, it's a big market force which makes it very hard for private insurances to fuck you up in the ass like in the US. At least in my country, having my 4 pax family in a premium private insurance costs me close to 400€/m.

[cosmodisk]

It's impossible to adequately talk about private insurance in the UK: you still have to go to your GP and if the state won't give the service (e.g. MRI scan) fast enough, only and only then the private insurance would step in.. I can't comment on the US insurance but I have a feeling it's quite different.