[CPLX]

There is literally no societal benefit whatsoever to lowering taxes in a way that incentivizes people to invest their retirement savings in crypto speculation.

The entire point of our IRA/401k laws is to give people incentives to save money for retirement in the hopes that they will have a nest egg of stable assets that will allow them to leave their jobs, making room for the next generation and reducing the burden on families and social services.

The whole system was created because penniless old people are a corrosive social problem. These reforms just illustrate how much we've lost the plot on the original idea.