[SavantIdiot]

We've already agreed in the TOU for our credit cards that the debtor/merchant is entitled to access to information about you from your credit card company. It is far more intrusive than government ID, yet people freak the fuck out about ID but swipe their VISA 10,000 times per second.

This is how Scientology tracked me for almost three decades even after I changed addresses a dozen times. I bought something from them once on Visa, and they constantly got updates on my personal info.

How are you OK with VISA and not OK with ID on a social media site when the former is far worse than the latter?

We've already given up privacy.

Please help me understand if I'm wrong. I'd like to not be so cynical.

[winternett]

Credit Card industries are regulated by law, the laws are weak as well though, and also rarely enforced, so card companies can really push boundaries in secretive ways with privacy invasion anyway.

In contrast to social media, where there is not any substantial regulation yet, it's the wild west with your information right now... They can sell your phone number, anything saved on your phone, everything you post, and even possibly run a keylogger from their mobile app on your device...

Mobile (installed) apps can collect precise location data on you once you install their app... Credit card companies can potentially track you and gather personal data as well if you install their (native) mobile app. As phones evolve, it will eventually become normal to be tracked and to not be able to opt out if regulation (laws) aren't made and enforced to protect individuals from privacy invasion.

This is why I use web sites instead of installing single-use apps, but also why certain companies want to end support for browser based sites, and why some services can only accessed via installed apps.

[SavantIdiot]

> Credit Card industries are regulated by law,

This is a good point. Even though they are ignored, there at least is something to use in litigation.

> and even possibly run a keylogger from their mobile app on your device...

Like the Emoji apps that were doing this years ago.

> instead of installing single-use apps,

I keep my app use extreeeemmely limited.

We need serious regulation on social media sites that collect this much personal information, meaning stuff people post that is intended for a very limited, controlled audience, and not wall posts that are public to everyone. (Like HN.)

I think the problem is what someone pointed out to me yesterday: tying DMs to a "real" identity. Purchases are already tied to who we are, and so are every form we sign that has significance. Phone companies know whos in our address books. Email is 100% insecure, always has been. The last thing to protect is the DMs.... which is probably too late.