[pkulak]

Fair enough. I guess it boils down to what's worse: you _will_ lose money on the transaction because someone is taking it from you, or you _may_ lose money after the transaction.

For example, take a $1 donation that PayPal takes their 50-cent fee out of. That's a guaranteed loss of 50%. You'd have to be extremely risk adverse to take a 50% loss to avoid even crypto volatility.

It's all tradeoffs. Volatility sucks. Fees suck. But they suck more or less depending on the situation.