[konschubert]

> To PayPal's credit, this was their first rate increase in a very long time if not forever.

There is no reason to assume that rates should go up at all, it's not like the % you take needs to be corrected for inflation.

[mchusma]

The opposite in fact. All costs should decline over time.

[smoyer]

When you fail to attract new customers but your shareholders continue to expect their holding's value to increase, a price increase will temporarily show gains on your balance sheet. The downside is that you've also provided additional impetuous for your customers to consider alternatives.